:root{
  --ink:#172033;--ink2:#25304a;--muted:#647086;--paper:#fbfcff;--card:#fff;
  --accent:#6157e8;--accent2:#ec6f55;--soft:#f1f1ff;--line:#e5e8f1;
  --good:#16735b;--warn:#8a641d;--max:1180px;--radius:22px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.68}
a{color:inherit}img{max-width:100%}.wrap{width:min(var(--max),calc(100% - 34px));margin:auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(251,252,255,.95);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{font-weight:950;text-decoration:none;display:flex;align-items:center;gap:10px;letter-spacing:-.025em;font-size:1.1rem}
.brand-mark{width:35px;height:35px;border-radius:11px;background:linear-gradient(135deg,var(--accent),var(--accent2));position:relative;flex:0 0 auto}
.brand-mark:before{content:"";position:absolute;left:10px;top:10px;width:15px;height:14px;border-left:4px solid #fff;border-bottom:4px solid #fff}
.brand-mark:after{content:"";position:absolute;right:8px;top:8px;width:9px;height:9px;border-top:3px solid #fff;border-right:3px solid #fff}
.nav-links{display:flex;gap:18px;align-items:center;font-size:.9rem}
.nav-links a{text-decoration:none;color:#3d475c;font-weight:780}.nav-links a:hover{color:var(--accent)}
.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:12px 18px;text-decoration:none;font-weight:850;border:1px solid transparent}
.nav-cta,.btn-primary{background:var(--ink);color:#fff}.btn-secondary{background:#fff;border-color:var(--line)}
.menu-toggle{display:none;background:none;border:0;font-size:1.4rem}
.hero{padding:74px 0 54px}.hero-grid,.two-col{display:grid;grid-template-columns:1.1fr .9fr;gap:42px;align-items:center}
.eyebrow{display:inline-flex;background:var(--soft);color:var(--accent);font-size:.76rem;font-weight:900;padding:7px 11px;border-radius:999px;text-transform:uppercase;letter-spacing:.09em}
h1,h2,h3{line-height:1.08;letter-spacing:-.04em;margin:0 0 18px}h1{font-size:clamp(2.7rem,6.8vw,5.3rem);max-width:920px}h2{font-size:clamp(2rem,4vw,3rem)}h3{font-size:1.35rem}
.lede{font-size:1.17rem;max-width:780px;color:var(--muted)}
.hero-visual{background:linear-gradient(145deg,#202943,#34315f);min-height:410px;border-radius:32px;padding:24px;box-shadow:0 25px 75px rgba(23,32,51,.17);color:#fff}
.window{background:#fff;color:var(--ink);border-radius:18px;padding:18px;margin-top:24px}.bar{height:11px;border-radius:999px;background:#edf0f7;margin:10px 0}.bar.mid{width:77%}.bar.short{width:58%}
.metric-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:18px}.metric{background:#f7f7ff;padding:12px;border-radius:13px}.metric b{display:block;font-size:1.35rem}
.section{padding:62px 0}.section.alt{background:#f5f7fb}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:23px;text-decoration:none;box-shadow:0 5px 20px rgba(23,32,51,.035)}
.card:hover{transform:translateY(-2px);transition:.18s;box-shadow:0 12px 30px rgba(23,32,51,.08)}.card p{color:var(--muted);margin-bottom:0}.kicker{font-size:.76rem;text-transform:uppercase;letter-spacing:.09em;color:var(--accent);font-weight:900;margin-bottom:10px}
.article{padding:50px 0 80px}.layout{display:grid;grid-template-columns:minmax(0,820px) 290px;gap:42px;align-items:start}.content{min-width:0}.article h1{font-size:clamp(2.45rem,5.4vw,4.4rem)}.article h2{margin-top:44px;font-size:2rem}.article h3{margin-top:28px}.article p,.article li{font-size:1.045rem;color:#30394b}
.article ul,.article ol{padding-left:22px}.breadcrumbs{font-size:.86rem;color:var(--muted);margin-bottom:18px}.breadcrumbs a{color:var(--muted)}
.sidebar{position:sticky;top:100px;display:flex;flex-direction:column;gap:16px}.side-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:19px}.side-card h3{font-size:1.12rem;margin:0 0 10px}.side-card p{font-size:.91rem;color:var(--muted);margin:0 0 14px}.side-card .btn{width:100%}.side-links a{display:block;text-decoration:none;padding:8px 0;border-bottom:1px solid var(--line);font-weight:700;font-size:.9rem}.side-links a:last-child{border-bottom:0}
.note,.cta-box,.disclosure,.source-note{border-radius:18px;padding:20px 22px;margin:26px 0}.note{background:#f5f6fb;border:1px solid var(--line)}.cta-box{background:var(--ink);color:#fff}.cta-box p{color:#dfe4ef}.cta-box .btn{background:#fff;color:var(--ink)}.disclosure{background:#fff7e6;border:1px solid #efdca7;font-size:.91rem}.source-note{background:#f9fafc;border:1px solid var(--line);font-size:.9rem;color:var(--muted)}
.callout{border-left:4px solid var(--accent);padding:4px 0 4px 18px;margin:27px 0}
table{width:100%;border-collapse:collapse;margin:25px 0;background:#fff;border:1px solid var(--line);font-size:.95rem}th,td{text-align:left;padding:13px;border-bottom:1px solid var(--line);vertical-align:top}th{background:#f5f7fb}
.pills{margin:14px 0}.pill{display:inline-flex;border:1px solid var(--line);background:#fff;border-radius:999px;padding:6px 10px;margin:0 5px 7px 0;font-size:.82rem}
.footer{border-top:1px solid var(--line);padding:42px 0;color:var(--muted);font-size:.9rem}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.small{font-size:.87rem;color:var(--muted)}
.sticky-mobile{display:none}
@media(max-width:920px){.layout{grid-template-columns:1fr}.sidebar{position:static;display:grid;grid-template-columns:1fr 1fr}.hero-grid,.two-col{grid-template-columns:1fr}.grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:760px){
 .nav-links{display:none;position:absolute;top:76px;left:0;right:0;background:var(--paper);padding:20px 18px;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.menu-toggle{display:block}.nav-cta{display:none}
 .grid,.footer-grid,.sidebar{grid-template-columns:1fr}.hero{padding-top:46px}.hero-visual{min-height:330px}.article{padding-top:35px}
 .sticky-mobile{display:flex;position:fixed;bottom:14px;left:14px;right:14px;z-index:45;background:var(--ink);color:#fff;border-radius:999px;padding:13px 18px;text-decoration:none;font-weight:900;justify-content:center;box-shadow:0 10px 30px rgba(23,32,51,.28)}
 body{padding-bottom:70px}
}